//===================
function confirmDetailsFC()
//===================
{
	if ( validate_Cover() ) 
	{
		if (document.forms[0].PartnerYN.value == "Yes") 
		{
			check = checkPartner()
		}
		else
		{
			check = true
		}
		if ( check == true ) 
		{
			save_form();
			location.href = "AACentre_FuneralCover_ConfirmDetails" + location.search;
		}
        }
}
//====================
function checkPartner()
//====================
{
		// check partner's title ===============
		if (document.forms[0].PartnerTitle.options[document.forms[0].PartnerTitle.selectedIndex].text == "-Select-" ) 
		{
			alert( "Please enter your partner's Title" );
			document.forms[0].PartnerTitle.focus();
			colorChangeValueRequired(PartnerTitle);
			return false;
		}
		else 
		{
			colorChangeValueProvided(PartnerTitle);
		}
			if (document.forms[0].PartnerTitle.options[document.forms[0].PartnerTitle.selectedIndex].text == "Other" && document.forms[0].PartnerOtherTitle.value == "") 
		{
			alert( "Please enter your partner's Title" );
			document.forms[0].PartnerOtherTitle.focus();
			colorChangeValueRequired(PartnerTitle);
			return false;
		}
		else 
		{
			colorChangeValueProvided(PartnerTitle);
		}
		// check partner's first names ===============
		if (document.forms[0].PartnerFirstNames.value == "" ) 
		{
			alert( "Please provide your partner's First Name(s)" );
			document.forms[0].PartnerFirstNames.focus();
			return false;
		}
		// check partner's last name ===============
		if (document.forms[0].PartnerLastName.value == "" ) 
		{
			alert( "Please provide your partner's Last name" );
			document.forms[0].PartnerLastName.focus();
			return false;
		}
		// check partner's DOB =======================
		formatDOBV2( "Partner" );
		if ( checkValidDate(document.forms[0].Partner_DOB.value)  ) 
		{
			colorChangeValueProvided(PartnerCoverDOB);
		}
		else
		{
			alert(" Please check your partner's date of birth.  It is not a valid date")
			colorChangeValueRequired(PartnerCoverDOB);
			return false;
		}
	return true;
}
//====================
function makeSafeV2(str) 
//====================
{
	str = replace(str, " ", "%20");
	str = replace(str, "&", "%26");
	str = replace(str, "$", "");
	str = replace(str, ",", "");
	str = replace(str, ".", "");
	return str;
}
//====================
function GotoNextPageV2( ProductType, page , where) 
//====================
{
	var DbFilePathRaw = new String(location.pathname);   
	var DbSearchRaw = new String(location.search);
	Action  = page + "?opendocument";
	if ( where == 'public' )
	{
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
		Action = Action + '&offer=' + document.forms[0].offer.value;
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		if ( ProductType == "TermLife" || ProductType == "FuneralCover" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "GuaranteedLife")
		{
			Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
			Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		}
	}
	else
	{
		Action = Action + '&aok=ok';
		Action = Action + '&offer=0';
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + document.forms[0].AAMemberYN.value;
		Action = Action + '&s=' + document.forms[0].Smoker.value;
		Action = Action + '&g=' + document.forms[0].gender.value;
	}
	if ( ProductType == "GuaranteedLife")
	{
		Action = Action + '&p=' + makeSafeV2(document.forms[0].premium.value);
	}
	if ( ProductType == "TermLife" || ProductType == "FuneralCover" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "AccidentalDeath")
	{
		if ( where == 'public' )
		{
			cover = document.forms[0].Cover.value;
		}
		else
		{
			cover = document.forms[0].Cover.options[document.forms[0].Cover.selectedIndex].text;
		}
		Action = Action + '&c=' + makeSafeV2(cover);
	}
	if ( ProductType == "FuneralCover")
	{
		Action = Action + '&pa=' + getSelectedRadioTag(document.forms[0].PartnerYN);
	}
	Action = Action + '&ProductType=' + ProductType;
	Action = Action + '&where=' + where;

	location.href = Action;
}

var calcQuote = 0;
//====================
function calculateQuoteV2(ProductType)
//====================
{  
	//Reset any Red static text....
	colorChangeValueProvided(CoverDOB);
	colorChangeValueProvided(Covertxt);
	if ( ProductType == "FuneralCover" || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare")
	{
		colorChangeValueProvided(Coversmoke);
	}

	// check Cover =======================
	if ( ProductType == "FuneralCover" || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "AccidentalDeath")
	{
		if (document.forms[0].Cover.options[document.forms[0].Cover.selectedIndex].text == "-Select-" ) 
		{
			colorChangeValueRequired(Covertxt);
			document.forms[0].Cover.focus();
			alert( "Please select your cover amount" );
			return false;
		}
		else 
		{
			colorChangeValueProvided(Covertxt);
		}
	}
	else if ( ProductType == "GuaranteedLife")
	{
		if (document.forms[0].premium.options[document.forms[0].premium.selectedIndex].text == "-Select-" ) 
		{
			colorChangeValueRequired(Covertxt);
			document.forms[0].premium.focus();
			alert( "Please select your premium amount" );
			return false;
		}
		else 
		{
			colorChangeValueProvided(Covertxt);
		}
	}

	// check DOB =========================
	var minAge = document.forms[0].minAge.value;
	var maxAge = document.forms[0].maxAge.value;
	if ( ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "AccidentalDeath")
	{
		minAge = 16;
		maxAge = 59;
	}
	else if ( ProductType == "AccidentalDeath")
	{
		minAge = 16;
		maxAge = 74;
	}
	else if ( ProductType == "FuneralCover")
	{
		minAge = 16;
		maxAge = 75;
	}
	else if ( ProductType == "AccidentSuppartPlan")
	{
		minAge = 16;
		maxAge = 79;
	}
	else if ( ProductType == "GuaranteedLife")
	{
		minAge = 50;
		maxAge = 79;
	}
	else 
	{
		minAge = 0;
		maxAge = 0;
	}

	if ( ProductType == "FuneralCover"  || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "GuaranteedLife" || ProductType == "AccidentalDeath")
	{
		formatDOBV2( "Your");
		document.forms[0].AgeOK.value = "ok"
		if ( checkValidDate(document.forms[0].DOB.value)  ) 
		{
			colorChangeValueProvided(CoverDOB);
		}
		else
		{
			alert(" Please check your date of birth.  It is not a valid date")
			document.forms[0].AgeOK.value = "notok"
			colorChangeValueRequired(CoverDOB);
			return false;
		}

		// calculate and check Age ===========
		var intCalcAge;
		intCalcAge = calculateAge(document.forms[0].DOB_YYYY.options[document.forms[0].DOB_YYYY.selectedIndex].text, document.forms[0].DOB_MM.options[document.forms[0].DOB_MM.selectedIndex].text, document.forms[0].DOB_DD.options[document.forms[0].DOB_DD.selectedIndex].text)
		document.forms[0].CalcAge.value = intCalcAge;

		if ( ( intCalcAge < minAge ) || ( intCalcAge > maxAge ) ) 
		{
			document.forms[0].AgeOK.value = "notok"
		}
	}

	// check Gender ======================
	if ( ProductType == "FuneralCover"  || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "GuaranteedLife")
	{
		if (getSelectedRadioTag(document.forms[0].gender) == "") 
		{
			alert("Please select your gender")
			colorChangeValueRequired(Gender);
			return false
		}
		else 
		{
			colorChangeValueProvided(Gender);
		}
	}

	// check Smoker ======================
	if ( ProductType == "FuneralCover"  || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "GuaranteedLife")
	{
		smokerOption = -1
		for (i=0; i<document.forms[0].Smoker.length; i++) 
		{
			if (document.forms[0].Smoker[i].checked) 
			{
				smokerOption = i
			}
		}
		if (smokerOption == -1) 
		{
			alert("Please select whether you are a smoker or not")
			colorChangeValueRequired(Coversmoke);
			return false
		}
	}

	// check AAMember======================
	if (getSelectedRadioTag(document.forms[0].AAMemberYN) == "") 
	{
		alert("Please select whether you are an AA Member or not")
		colorChangeValueRequired(AAMember);
		return false
	}
	else 
	{
		colorChangeValueProvided(AAMember);
	}
	// check Partner======================
	if ( ProductType == "FuneralCover" )
	{
		if (getSelectedRadioTag(document.forms[0].PartnerYN) == "") 
		{
			alert("Please select whether you are applying with your partner or not")
			colorChangeValueRequired(Partner);
			return false
		}
		else 
		{
			colorChangeValueProvided(Partner);
			if (getSelectedRadioTag(document.forms[0].PartnerYN) == "Yes") 
			{
				check = checkPartner()
			}
			else
			{
				check = true
			}
			if ( check == false ) 
			{
				return false;
			}
		}

	}
	calcRefCode();
	calcQuote = 1;
	save_form();
//	GotoPageV2( ProductType );
	GotoNextPageV2( ProductType,'Products_' + ProductType + '_Quote', 'public');
}
//====================
function GotoPageV2( ProductType ) 
//====================
{
	var DbFilePathRaw = new String(location.pathname);   
	var DbSearchRaw = new String(location.search);
	var Action  = 'Products_' + ProductType + '_Quote';
	
	//Need to search for the following strings in the Query_String: '&section_id=' and '%no='
	var isSearchString1Found = DbSearchRaw.indexOf( '&section_id=' );
	var isSearchString2Found = DbSearchRaw.indexOf( '&no=' );

	if (( isSearchString1Found != -1 ) || ( isSearchString2Found != -1 )) 
	{
		var DbSearch = DbSearchRaw.slice(0, DbSearchRaw.toLowerCase().lastIndexOf('&no=')+5);     
		Action = Action + DbSearch;
	}
	else 
	{
		Action = Action + "?opendocument";
	}

	if ( ProductType == "FuneralCover")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
		Action = Action + '&pa=' + getSelectedRadioTag(document.forms[0].PartnerYN);
	}
	else if ( ProductType == "TermLife")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "MPI")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "CriticalCare")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "GuaranteedLife")
	{
		Action = Action + '&p=' + makeSafe(document.forms[0].premium.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "AccidentalDeath")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else 
	{
		Action = Action;
	}
	Action = Action + '&offer=' + document.forms[0].offer.value;
	Action = Action + '&ProductType=' + ProductType;
	location.href = Action;
}
// =================
function calcRefCode() 
// =================
{
	if ( document.forms[0].ReferenceCode.value == "" )
	{
		if (isObject(document.getElementById("offer"))) 
		{
			sOffer = document.getElementById("offer").value; 
		}
		else 
		{ 
			sOffer = ""; 
		}
		if (isObject(document.getElementById("AAMemberYN"))) 
		{
			if (document.getElementById("AAMemberYN").value == undefined) 
			{
				sAAMember = getSelectedRadioTag(document.getElementById("AAMemberYN"));
			} 
			else 
			{ 
				sAAMember = document.getElementById("AAMemberYN").value; 
			}
		} 
		else 
		{ 
			sAAMember = "No"; 
		}
		if (isObject(document.getElementById("Customer_HearAbout_Code"))) 
		{ 
			sAltChannelCode = document.getElementById("Customer_HearAbout_Code").value; 
		} 
		else 
		{ 
			sAltChannelCode = ""; 
		}
		if (!(sOffer == "")) 
		{
			if (!(sAltChannelCode == "")) 
			{
				if ((sAltChannelCode == "99")&(sAAMember == "Yes")) 
				{
					document.forms[0].ReferenceCode.value = "B09"; 
				}
				else if (sAltChannelCode == "99") 
				{ 
					document.forms[0].ReferenceCode.value = "B10"; 
				}
				else 
				{
					document.forms[0].ReferenceCode.value = sAltChannelCode; 
				}
			}
			else if (sAAMember == "Yes") 
			{
				document.forms[0].ReferenceCode.value = "B09"; 
			}
			else 
			{
				document.forms[0].ReferenceCode.value = "B10"; 
			}
		}
		else if (sAAMember == "Yes") 
		{
			document.forms[0].ReferenceCode.value = "B03"; 
		}
		else 
		{
			document.forms[0].ReferenceCode.value = "B04"; 
		}
	}
}
//====================
function changeDetailsV2(ProductType)
//====================
{
 location.href = "Products_" + ProductType + "_BuyNow" + location.search;
 }
//====================
function changeDetails()
//====================
{
 location.href = "Products_FuneralCover_BuyNow" + location.search;
 }
//====================
function buyNow()
//====================
{
 if (calcQuote == 1) { return false; }
 location.href = "Products_FuneralCover_BuyNow" + location.search;
 }
//====================
function confirmMedicalDetailsV2(ProductType, Offer)
//====================
{
	document.forms[0].ProductType.value = ProductType;
	document.forms[0].offer.value = Offer;
	if ( validateMedicalQuestions() ) 
	{
		save_form();
		location.href = "Products_" + ProductType + "_BuyNow" + location.search;
	}
}
//====================
function confirmDetailsV2(ProductType)
//====================
{
 if ( validate_Cover() ) {
  save_form();
  location.href = "Products_" + ProductType + "_ConfirmDetails" + location.search;
  }
 }
//====================
function submitDetailsV2(ProductType)
//====================
{
 document.forms[0].responsepage.value = 'Products_' + ProductType + '_CoverAccept';
 document.forms[0].status.value = 'New';
 document.forms[0].ProductType.value = ProductType;
 document.forms[0].form.value = 'Cover';
 document.forms[0].action.value = '';
 document.forms[0].submit();
 }
//====================
function submitDetails()
//====================
{
 document.forms[0].responsepage.value = 'Products_FuneralCover_CoverAccept';
 document.forms[0].status.value = 'New';
 document.forms[0].ProductType.value = 'FuneralCover';
 document.forms[0].form.value = 'Cover';
 document.forms[0].action.value = '';
 document.forms[0].submit();
 }
//====================
function buyNowV2(ProductType, PageName, where)
//====================
{
	var DbFilePathRaw = new String(location.pathname);   
	var DbSearchRaw = new String(location.search);
	var Action  = 'Products_' + ProductType + '_' + PageName;
	
	//Need to search for the following strings in the Query_String: '&section_id=' and '%no='
	var isSearchString1Found = DbSearchRaw.indexOf( '&section_id=' );
	var isSearchString2Found = DbSearchRaw.indexOf( '&no=' );

	if (( isSearchString1Found != -1 ) || ( isSearchString2Found != -1 )) 
	{
		var DbSearch = DbSearchRaw.slice(0, DbSearchRaw.toLowerCase().lastIndexOf('&no=')+5);     
		Action = Action + DbSearch;
	}
	else 
	{
		Action = Action + "?opendocument";
	}
	if ( ProductType == "FuneralCover"  || ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	if ( ProductType == "FuneralCover")
	{
		Action = Action + '&pa=' + getSelectedRadioTag(document.forms[0].PartnerYN);
	}
	Action = Action + '&offer=' + document.forms[0].offer.value;
	Action = Action + '&ProductType=' + ProductType;
	Action = Action + '&where=' + where;
//alert ( "buyNowV2:" + Action);
	location.href = Action;
}
//====================
function getResponseURL( ProductType ) 
//====================
{
	var DbFilePathRaw = new String(location.pathname);   
	var DbSearchRaw = new String(location.search);
	var Action  = 'Products_' + ProductType + '_Quote';
	
	//Need to search for the following strings in the Query_String: '&section_id=' and '%no='
	var isSearchString1Found = DbSearchRaw.indexOf( '&section_id=' );
	var isSearchString2Found = DbSearchRaw.indexOf( '&no=' );

	if (( isSearchString1Found != -1 ) || ( isSearchString2Found != -1 )) 
	{
		var DbSearch = DbSearchRaw.slice(0, DbSearchRaw.toLowerCase().lastIndexOf('&no=')+5);     
		Action = Action + DbSearch;
	}
	else 
	{
		Action = Action + "?opendocument";
	}

	if ( ProductType == "FuneralCover")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
		Action = Action + '&pa=' + getSelectedRadioTag(document.forms[0].PartnerYN);
	}
	else if ( ProductType == "TermLife")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "MPI")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "CriticalCare")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "GuaranteedLife")
	{
		Action = Action + '&p=' + makeSafe(document.forms[0].premium.value);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else if ( ProductType == "AccidentalDeath")
	{
		Action = Action + '&c=' + makeSafe(document.forms[0].Cover.value);
		Action = Action + '&ca=' + document.forms[0].CalcAge.value;
		Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
		Action = Action + '&aok=' + document.forms[0].AgeOK.value;
	}
	else 
	{
		Action = Action;
	}
	Action = Action + '&offer=' + document.forms[0].offer.value;
	Action = Action + '&ProductType=' + ProductType;

	return ( Action );
}
//===================
function emailQuoteV2( ProductType )
//===================
{
	if ( calcQuote == 1 ) { return false; }
	if ( validate_EmailV2(ProductType) ) 
	{
		var loc = getResponseURL( ProductType ) ;
		document.forms[0].responsepage.value = loc;
		document.forms[0].action.value = 'EmailQuote';
		document.forms[0].status.value = 'New';
		document.forms[0].form.value = 'Quote';
		document.forms[0].submit();
		return false;
	}
	else 
	{
		return false;
	}
}
//===================
function validate_EmailV2(ProductType) 
//===================
{
	if (document.forms[0].Title.options[document.forms[0].Title.selectedIndex].text == "-Select-" ) 
	{
		alert( "Please enter your Title" );
		document.forms[0].Title.focus();
		return false;
	}
	if (document.forms[0].Title.options[document.forms[0].Title.selectedIndex].text == "Other" && document.forms[0].OtherTitle.value == "") 
	{
		alert( "Please enter your Title" );
		document.forms[0].OtherTitle.focus();
		return false;
	}
	if (document.forms[0].FirstNames.value == "" ) 
	{
		alert( "Please provide your First Name(s)" );
		document.forms[0].FirstNames.focus();
		return false;
	} 
	if (document.forms[0].LastName.value == "" ) 
	{
		alert( "Please provide your Last name" );
		document.forms[0].LastName.focus();
		return false;
	}
	if (document.forms[0].Email.value=="") 
	{
		alert( "Please provide your Email address");
		document.forms[0].Email.focus();
		return false;
	}
	else 
	{
   		if (checkEmailAddress(document.forms[0].Email.value))
		{
			//
		}
		else
		{
      			document.forms[0].Email.focus();
    			return false;
   		}
	}
	FurtherContactReq = -1
	for (i=0; i<document.forms[0].FurtherContact.length; i++) 
	{
		if (document.forms[0].FurtherContact[i].checked) 
		{
			FurtherContactReq = i
		}
	}
	if (FurtherContactReq == -1) 
	{
		alert("Please select if you wish us to contact you in the future.")
		document.forms[0].FurtherContact[0].focus();
		return false;
	}
	else 
	{
		if ( getSelectedRadioTag(document.forms[0].FurtherContact) == "Yes" ) 
		{
			ContactMethodReq = -1
			for (i=0; i<document.forms[0].ContactMethod.length; i++) 
			{
				if (document.forms[0].ContactMethod[i].checked) 
				{
					ContactMethodReq = i
				}
			}
			if (ContactMethodReq == -1) 
			{
				alert("Please select the method you prefer to be contacted.")
				document.forms[0].ContactMethod[0].focus();
				return false;
			}
			else 
			{
				if ( getSelectedRadioTag(document.forms[0].ContactMethod) == "mail" ) 
				{
					if (document.forms[0].Address.value == "") 
					{
						alert("Please provide a street address for your mail address.")
						document.forms[0].Address.focus();
						return false;
					}
					else if (document.forms[0].Suburb.value == "") 
					{
						alert("Please provide a suburb for your mail address.")
						document.forms[0].Suburb.focus();
						return false;
					}
					else if (document.forms[0].City.value == "") 
					{
						alert("Please provide a city for your mail address")
						document.forms[0].City.focus();
						return false;
					}
					else if (document.forms[0].Address.value == "") 
					{
						alert("Please provide a physical address so we can contact you.")
						document.forms[0].Address.focus();
						return false;
					}
				}				
			}
		}
	}
	calcRefCode();
	save_form();
	alert("Your quote will be emailed to you shortly.");
	return true;
}
//====================
function formatDOBV2( who ) 
//====================
{
	if ( who == "Your" )
	{	document.forms[0].DOB.value = document.forms[0].DOB_DD.options[document.forms[0].DOB_DD.selectedIndex].text + "/" + document.forms[0].DOB_MM.options[document.forms[0].DOB_MM.selectedIndex].text  + "/" + document.forms[0].DOB_YYYY.options[document.forms[0].DOB_YYYY.selectedIndex].text;
		document.forms[0].DOBDDMMYYYY.value = document.forms[0].DOB.value;
	}
	else if ( who == "Partner" )
	{	document.forms[0].Partner_DOB.value = document.forms[0].Partner_DOB_DD.options[document.forms[0].Partner_DOB_DD.selectedIndex].text + "/" + document.forms[0].Partner_DOB_MM.options[document.forms[0].Partner_DOB_MM.selectedIndex].text  + "/" + document.forms[0].Partner_DOB_YYYY.options[document.forms[0].Partner_DOB_YYYY.selectedIndex].text;
		document.forms[0].Partner_DOBDDMMYYYY.value = document.forms[0].Partner_DOB.value;
	}
}
//====================
function checkSpecify_HearAbout() 
//====================
{
	if (document.forms[0].Customer_HearAbout.options[document.forms[0].Customer_HearAbout.selectedIndex].text == "Other")  
	{
//		document.forms[0].Customer_HearAbout_Specify.value = ""; document.getElementById( "HowDidYouHearAboutUs_Other" ).style.display = "block" 
		document.forms[0].Customer_HearAbout_Specify.value = ""; 
		$( "HowDidYouHearAboutUs_Other_row" ).show();
	}
	else 
	{ 
//		document.getElementById( "HowDidYouHearAboutUs_Other" ).style.display = "none"; 
		$( "HowDidYouHearAboutUs_Other_row" ).hide(); 
	} 
}
// =================
function openExtraPage( page )
// =================
{
	var wind=window.open("/dira/oeaai.nsf/Content/" + page,"splash","menubars=no,width=800,height=520,top=10,left=10,scrollbars=1");
}
// =================
function isObject(a) 
// =================
{
	return (a && typeof a == 'object'); 
}
// ========================
function reDirectGetAQuote(Offer, ProductType)
// ========================
{
	var pathL = location.href.toLowerCase();
	var pathS = pathL.split('getaquote')[0];
	var path = pathS.split('dira/oeaai.nsf')[0] + 'dira/oeaai.nsf/Content/';
	var newloc =  "https:" + path.split(':')[1] ;
	var loc = newloc + 'secure?opendocument&page=' +  newloc + 'getaquote_main_v2' ;
	var param = '&offer=' + Offer + '&ProductType=' + ProductType;
	document.location.href= loc + param;
}
// ========================
function padl(val, ch, num) 
// ========================
{
	var re = new RegExp(".{" + num + "}$");
	var pad = "";
	do  { pad += ch; }while(pad.length < num)
        return re.exec(pad + val);
}
// ========================
function generateSessionID() 
// ========================
{
	var nowDate = new Date();
	return (padl(nowDate.getYear(), "0", 4) + padl(nowDate.getMonth(), "0", 2) + padl(nowDate.getDay(), "0", 2) + padl(nowDate.getHours(), "0", 2) + padl(nowDate.getMinutes(), "0", 2) + padl(nowDate.getSeconds(), "0", 2) + padl(Math.round(Math.random() * 100000), "0", 5));
}
//=====================
function calculateTLQuote(ProductType, offer)
//=====================
// used from "GetAQuote_V2" to validate the entries and open the PasThrough page
{
	document.forms[0].ProductType.value = ProductType;
	document.forms[0].offer.value = offer;

	if (document.forms[0].Cover.options[document.forms[0].Cover.selectedIndex].text == "-Select-" ) 
	{
		alert( "Please select your cover amount" );
		return false;
	}
	if (document.forms[0].FirstNames.value == "" ) 
	{
		alert( "Please provide your First Name(s)" );
		document.forms[0].FirstNames.focus();
		return false;
	}
	if (document.forms[0].LastName.value == "" ) 
	{
		alert( "Please provide your Last name" );
		document.forms[0].LastName.focus();
		return false;
	}
	formatDOBV2( "Your" );
	document.forms[0].AgeOK.value = "ok"
	if ( checkValidDate(document.forms[0].DOB.value)  ) 
	{

	}
	else
	{
		alert(" Please check your date of birth.  It is not a valid date")
		document.forms[0].AgeOK.value = "notok"
		return false;
	}
	var intCalcAge;
	intCalcAge = calculateAge(document.forms[0].DOB_YYYY.options[document.forms[0].DOB_YYYY.selectedIndex].text, document.forms[0].DOB_MM.options[document.forms[0].DOB_MM.selectedIndex].text, document.forms[0].DOB_DD.options[document.forms[0].DOB_DD.selectedIndex].text)
	document.forms[0].CalcAge.value = intCalcAge;

	if ( ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "FuneralCover" || ProductType == "GuaranteedLife")
	{
		if (getSelectedRadioTag(document.forms[0].Smoker) == "") 
		{
			alert("Please select whether you are a smoker or not")
			return false
		}
		if (getSelectedRadioTag(document.forms[0].gender) == "") 
		{
			alert("Please select your gender")
			return false
		}
	}
	if (getSelectedRadioTag(document.forms[0].AAMemberYN) == "") 
	{
		alert("Please select whether you are an AA Member or not")
		return false
	}
	if (document.forms[0].Email.value=="") 
	{
		alert( "Please provide your Email address");
		document.forms[0].Email.focus();
		return false;
	}
	else
	{
		if ( checkEmailAddress(document.forms[0].Email.value) )
		{
	   		//do nothing - this is correct...
		}
		else 
		{
			document.forms[0].Email.focus();
			return false;
		}
	}
	Action = '&c=' + makeSafe(document.forms[0].Cover.options[document.forms[0].Cover.selectedIndex].text);
	Action = Action + '&ca=' + document.forms[0].CalcAge.value;
	if ( ProductType == "TermLife" || ProductType == "MPI" || ProductType == "CriticalCare" || ProductType == "FuneralCover" || ProductType == "GuaranteedLife")
	{
		Action = Action + '&g=' + getSelectedRadioTag(document.forms[0].gender);
		Action = Action + '&s=' + getSelectedRadioTag(document.forms[0].Smoker);
	}
	if ( ProductType == "FuneralCover")
	{
		Action = Action + '&pa=' + document.forms[0].PartnerYN;
	}
	Action = Action + '&aa=' + getSelectedRadioTag(document.forms[0].AAMemberYN);
	Action = Action + '&aok='+document.forms[0].AgeOK.value;
	Action = Action + '&offer='+offer;
	Action = Action + '&ProductType='+ProductType;
	document.forms[0].action.value = 'EmailQuote';
	document.forms[0].status.value = 'New';
	document.forms[0].form.value = 'Quote';
	calcRefCode();
	calcQuote = 1;
	save_form();

	location.href = 'GetAQuote_PassThrough_V2?opendocument' + Action;
	return false;
}
//=====================
function openCoverCalc()
//=====================
{
	var path = location.pathname.split('.nsf')[0] + '.nsf/'
	var loc = "http://" +  location.host + path + "Content/CalculateWhatYourWorth_Calculator_NoMenu?OpenDocument";
	loc = loc + "&offer="+document.forms[0].offer.value;
	loc = loc + "&ProductType="+document.forms[0].ProductType.value;
	var wind=window.open(loc,"splash","menubars=no,width=800,height=500,top=10,left=10,scrollbars=yes");
}
//=========================
function hidePurchase()
//=========================
{
	/*   Checks for the existence of the div that contains the "Apply now" button and if found, hides it and shows the "Calc my cover" option
	so the user has can not alter the values and then submit without recalcing the price.   */
	var  applyNow=document.getElementById('divApplyNow');
	if (applyNow == null)
	{
		//on the first screen
	}
	else
	{
		hideDiv( 'divApplyNow' );
	}
	var  EmailQuoteForm=document.getElementById('EmailQuoteForm');
	if (EmailQuoteForm == null)
	{
		//on the first screen
	}
	else
	{
		hideDiv( 'EmailQuoteForm' );
	}
}
//=========================
function calculateAge(dobYear, dobMonth, dobDay) 
//=========================
{
	var nowDate = new Date();
	var nowYear = nowDate.getYear();
	if (nowYear == 0) {
      	nowYear = 2000;
      	}
   	else if (nowYear < 1900) {
		nowYear = nowYear + 1900;
		}
	var nowMonth = nowDate.getMonth() + 1;
	var nowDay = nowDate.getDate();
	var currAge = nowYear - dobYear;

	if ((nowMonth < dobMonth) || ((nowMonth == dobMonth) && (nowDay < dobDay))) {
		currAge = currAge - 1;
		}
	if (currAge < 0) {
		currAge = 0;
		}
	return currAge;
}
//=====================
function checkValidDate(dateStr) 
//=====================
{
	var datepat = /^(\d{1,2})(\/|-)(\d{1,2})\2(\d{4})$/;
	var matchArray = dateStr.match(datepat);
	if (matchArray == null) {
		return false;
		}

	var day = matchArray[1];
	var month = matchArray[3];
	var year = matchArray[4];

	if ((month > 12) || (month < 1)) {
		return false;
		}
	else if (month == 2) {
		var isleap = (year % 4 == 0 && (year % 100 != 0 || year % 400 == 0));
		if ((day > 29) || (day < 1) || ((day == 29) && !isleap)) {
			return false;
   			}
		}		
	else if ((month==4 || month==6 || month==9 || month==11) && ((day > 30) || (day < 1))) {
		return false;
		}
	else if ((day > 31) || (day < 1)) {
		return false;
		}
	return true;
	}
//=====================

function checkCreditCardExpiryDate(cboExpMonth,cboExpYear) {
	var nowDate = new Date();
	var nowYear = nowDate.getYear();
	var nowMonth = nowDate.getMonth() + 1;

	var expYear = cboExpYear/1;
	var expMonth = cboExpMonth/1;

	if (nowYear == 0) {
      	nowYear = 2000;
      	}
   	else if (nowYear < 1900) {
		nowYear = nowYear + 1900;
		}
   	if ((expYear < nowYear) || ((expYear == nowYear) && (expMonth < nowMonth))) {
		alert("According to the date you have entered, your credit card has expired")
		return false;
		}
	return true;
	}



var ccErrorNo = 0;
function checkCreditCardNumber (cardnumber, cardname) {
	var ccErrors = new Array ()
	ccErrors [0] = "Unknown card type";
	ccErrors [1] = "No card number provided";
	ccErrors [2] = "Please check your card number.  It is not a valid number";
	ccErrors [3] = "Please check your card number.  It is not a valid number";
	ccErrors [4] = "Please check your card number.  It is not a valid number";
	ccErrorNo = 0;
    
	var cards = new Array();
	cards [0] = {name: "Visa", 
				length: "13,16", 
				prefixes: "4",
				checkdigit: true};
	cards [1] = {name: "MasterCard", 
				length: "16", 
				prefixes: "51,52,53,54,55",
				checkdigit: true};
	cards [2] = {name: "Diners Card",
				length: "14,", 
				prefixes: "300,301,302,303,304,305,36,38",
				checkdigit: true};
	cards [3] = {name: "American Express", 
				length: "15", 
				prefixes: "34,37",
				checkdigit: true};
	var cardType = -1;
	for (var i=0; i<cards.length; i++) {
		if (cardname.toLowerCase () == cards[i].name.toLowerCase()) {
			cardType = i;
			break;
			}
		}
	if (cardType == -1) {
		ccErrorNo = 0;
		alert(ccErrors[ccErrorNo]);
		return false; 
		}
	if (cardnumber.length == 0)  {
		ccErrorNo = 1;
		alert(ccErrors[ccErrorNo]);
		return false; 
		}
	var cardNo = cardnumber
	var cardexp = /^([0-9]{4})\s?([0-9]{4})\s?([0-9]{4})\s?([0-9]{1,4})$/;
	if (!cardexp.exec(cardNo))  {
		ccErrorNo = 2;
		alert(ccErrors[ccErrorNo]);
		return false; 
		}
	cardexp.exec(cardNo);
	cardNo = RegExp.$1 + RegExp.$2 + RegExp.$3 + RegExp.$4;
	if (cards[cardType].checkdigit) {
		var checksum = 0;
		var mychar = "";
		var j = 1;
		var calc;
		for (i = cardNo.length - 1; i >= 0; i--) {
			calc = Number(cardNo.charAt(i)) * j;
			if (calc > 9) {
				checksum = checksum + 1;
				calc = calc - 10;
				}
			checksum = checksum + calc;
			if (j ==1) {j = 2} else {j = 1};
			} 
		if (checksum % 10 != 0)  {
			ccErrorNo = 3;
			alert(ccErrors[ccErrorNo]);
			return false; 
			}
		}  
	var LengthValid = false;
	var PrefixValid = false; 
	var undefined; 
	var prefix = new Array ();
	var lengths = new Array ();
	prefix = cards[cardType].prefixes.split(",");
	for (i=0; i<prefix.length; i++) {
		var exp = new RegExp ("^" + prefix[i]);
		if (exp.test (cardNo)) PrefixValid = true;
		}
	if (!PrefixValid) {
		ccErrorNo = 3;
		alert(ccErrors[ccErrorNo]);
		return false; 
		}
	lengths = cards[cardType].length.split(",");
	for (j=0; j<lengths.length; j++) {
		if (cardNo.length == lengths[j]) LengthValid = true;
		}
	if (!LengthValid) {
		ccErrorNo = 4;
		alert(ccErrors[ccErrorNo]);
		return false; 
		};   
	ccErrorNo = -1;
	return true;
	}



function checkEmailAddress (emailStr) {
	var emailPat=/^(.+)@(.+)$/
	var specialChars="\\(\\)<>@,;:\\\\\\\"\\.\\[\\]"
	var validChars="\[^\\s" + specialChars + "\]"
	var quotedUser="(\"[^\"]*\")"
	var ipDomainPat=/^\[(\d{1,3})\.(\d{1,3})\.(\d{1,3})\.(\d{1,3})\]$/
	var errMsg = "Please check your email address.\nThe format seems incorrect.";
	var atom=validChars + '+'
	var word="(" + atom + "|" + quotedUser + ")"
	var userPat=new RegExp("^" + word + "(\\." + word + ")*$")
	var domainPat=new RegExp("^" + atom + "(\\." + atom +")*$")
	var matchArray=emailStr.match(emailPat)
	if (matchArray==null) {
		alert( errMsg );
		return false
		}
	var user = matchArray[1]
	var domain = matchArray[2]
	if (user.match(userPat)==null) {
		alert( errMsg );
		return false
		}
	var IPArray=domain.match(ipDomainPat)
	if (IPArray!=null) {
		for (var i=1;i<=4;i++) {
			if (IPArray[i]>255) {
				alert( errMsg );
				return false
				}
			}
	    	return true
		}
	var domainArray=domain.match(domainPat)
	if (domainArray==null) {
		alert( errMsg );
		return false
		}
	var atomPat=new RegExp(atom,"g")
	var domArr=domain.match(atomPat)
	var len=domArr.length
	if (domArr[domArr.length-1].length<2 || domArr[domArr.length-1].length>4) {
		alert( errMsg );
		return false
		}
	if (len<2) {
		alert( errMsg );
		return false
		}
	return true;
	}


function checkValidAAMembershipNumber(aaNum) {
	if (aaNum.length != 16) {
		return false;
		}
	else if (aaNum.substr(0,4) != "3083") {
		return false;
		}
	else {
		var j = 0;
		var k = 0;
		for (var i = 0;i <= 14; i++) {
			k = Number(aaNum.charAt(i));
			if (i % 2 == 1) {
				k = k * 2;
				if (k >= 10) {
					k = Number(String(k).charAt(0)) + Number(String(k).charAt(1));
					}
				}
			j = j + k;
			}
		return (aaNum.charAt(15) == ((10 - j % 10) % 10));
		}
	}


function load_form() {
	for (var i=0;i<document.forms.length;i++) {
		var currentform = document.forms[i];
		for (var j=0;j<currentform.elements.length;j++) {
			if ((currentform.elements[j].type == "text")||(currentform.elements[j].type == "hidden")) {
				currentform.elements[j].value = self.parent.GetValue(currentform.elements[j].name);
				}
			else if (currentform.elements[j].type == "textarea") {
				currentform.elements[j].value = unescape(self.parent.GetValue(currentform.elements[j].name));
				}
			else if ((currentform.elements[j].type == "select-one")) {
				for(var a=0;a<currentform.elements[j].length;a++) {
				var ParentgvName;
				var CurrentFName;
				ParentgvName = self.parent.GetValue(currentform.elements[j].name);
				CurrentFName = currentform.elements[j].options[a].text;
					if(ParentgvName == CurrentFName) {
						currentform.elements[j].options[a].selected = true;			
					}
				}
			}
			else if ((currentform.elements[j].type == "radio")||(currentform.elements[j].type == "checkbox")) {
				currentform.elements[j].checked = false;
				if (self.parent.GetValue(currentform.elements[j].name) == currentform.elements[j].value) {
					currentform.elements[j].checked = true;
					}
				}
			}
		}
	}


function save_form() {
	for (var i=0;i<document.forms.length;i++) {
		var currentform = document.forms[i];
		for (var j=0;j<currentform.elements.length;j++) {
			if ((currentform.elements[j].type == "text")||(currentform.elements[j].type == "hidden")) {
				self.parent.SaveValue(currentform.elements[j].name, currentform.elements[j].value);
				}
			else if (currentform.elements[j].type == "textarea") {
				self.parent.SaveValue(currentform.elements[j].name, escape(currentform.elements[j].value));
				}
			else if ((currentform.elements[j].type == "radio")&&(currentform.elements[j].checked)) {
				self.parent.SaveValue(currentform.elements[j].name, currentform.elements[j].value);
				}
			else if (currentform.elements[j].type == "select-one") {
				self.parent.SaveValue(currentform.elements[j].name, currentform.elements[j].options[currentform.elements[j].selectedIndex].text);
				}
			else if (currentform.elements[j].type == "checkbox") {
				if (currentform.elements[j].checked) {
					self.parent.SaveValue(currentform.elements[j].name, currentform.elements[j].value);
					}
				else {
					self.parent.SaveValue(currentform.elements[j].name, "");
					}
				}
			}
		}
	}


function display_value( fieldname ) {
	document.write(parent.GetValue( fieldname ));
	document.write("<input type=hidden name='" + fieldname + "' value='" + parent.GetValue( fieldname ) + "'>");
	}



function set_value( fieldname ) {
	document.write("<input type=hidden name='" + fieldname + "' value='" + parent.GetValue( fieldname ) + "'>");
	}


function showDiv( divID ) {
	document.getElementById( divID ).style.display = "block";
	}


function hideDiv( divID) {
	document.getElementById( divID ).style.display = "none";
	}


function colorChangeValueRequired(elem) {
	elem.style.color='red';
	};



function colorChangeValueProvided(elem) {
	elem.style.color='black';
	};



function getSelectedRadioTag(radioGroup) {
	for(var i=0;i<radioGroup.length;i++) {
		if(radioGroup[i].checked) {
			return radioGroup[i].value;
			}
		}
	return "";
	}



function checkSecureFrame() {
	var dbPath = location.href.toLowerCase();
	var tempAr = dbPath.split("//");
	if (tempAr[0] != "https:") {
		alert("Not Secure");
		tempAr[0] = "https:";
		dbPath = tempAr[0] + "//" + tempAr[1];
		}
	if (top.location == self.location) {
		alert("Not on top");
		var tempAr = dbPath.split(".nsf/");
		dbPath = tempAr[0] + ".nsf/content/secure?opendocument&page=" + tempAr[0] + ".nsf/" + tempAr[1];
		}
	if (dbPath != location.href.toLowerCase()) {
		alert("Refresh");
		document.location.href = dbPath;
		}
	}


function checkPhoneNumber(areaCode, phoneNumber) {
 	if ((areaCode.length == 2) && (phoneNumber.length == 7)) {
		//Check for NZ Land Line
 		return true;
		}
 	else if ((areaCode.length == 3) && ((phoneNumber.length == 6)||(phoneNumber.length == 7))) {
		//Check for NZ Mobile
 		return true;
		}
	else {
		return false;
		}
	}


function formatCurrency(num) {
	num = num.toString().replace(/\$|\,/g,'');
	if(isNaN(num))
		num = "0";
	sign = (num == (num = Math.abs(num)));
	num = Math.floor(num*100+0.50000000001);
	cents = num%100;
	num = Math.floor(num/100).toString();
	if(cents<10)
		cents = "0" + cents;
	for (var i = 0; i < Math.floor((num.length-(1+i))/3); i++)
		num = num.substring(0,num.length-(4*i+3))+','+
	num.substring(num.length-(4*i+3));
	return (((sign)?'':'-') + '$' + num + '.' + cents);
	}


function validatePaymentDetails() {
	PaymentOption = -1;
	for (i=0; i<document.forms[0].PaymentTypeMaster.length; i++) {
		if (document.forms[0].PaymentTypeMaster[i].checked) {
			PaymentOption = i
			}
		}
	if (PaymentOption == -1) {
		alert("Please select how you wish to pay for this cover")
		colorChangeValueRequired(PaymentTypeCaption);
		return false
		}
	else {
		colorChangeValueProvided(PaymentTypeCaption);
		}

	PaymentOption = -1;
	for (i=0; i<document.forms[0].PaymentType.length; i++) {
		if (document.forms[0].PaymentType[i].checked) {
			PaymentOption = i
			}
		}
	if (PaymentOption == -1) {
		alert("Please select how you wish to pay for this cover")
		colorChangeValueRequired(PaymentTypeCaption);
		return false
		}
	else {
		colorChangeValueProvided(PaymentTypeCaption);
		}

	if ( getSelectedRadioTag(document.forms[0].PaymentType) == "Credit Card" ) {
		 if (document.forms[0].CardType.value == "-Select-" ) {
			alert( "Please enter the type of credit card" );
			document.forms[0].CardHolderName.focus();
			colorChangeValueRequired(CardType);
			return false;
			}
		else{
			colorChangeValueProvided(CardType);
			}

		if (document.forms[0].CardHolderName.value == "" ) {
			alert( "Please enter the name on your credit card" );
			document.forms[0].CardHolderName.focus();
			colorChangeValueRequired(CardHolderName);
			return false;
			}
		else{
			colorChangeValueProvided(CardHolderName);
			}

		var ct = document.forms[0].CardType.value;
		var cn = document.forms[0].CardNumber.value;
		checkCreditCardNumber(cn , ct);
		if (ccErrorNo != -1) {
			document.forms[0].CardNumber.focus();
			return false;
			}

		 if (document.forms[0].MM.value == "") {
			alert( "Please enter the month your credit card expires." );
			document.forms[0].MM.focus();
			colorChangeValueRequired(ExpiryDate);
			return false;
			}
		else if (document.forms[0].Year.value == "") {
			alert( "Please enter the year your credit card expires." );
			document.forms[0].Year.focus();
			colorChangeValueRequired(ExpiryDate);
			return false;
			}
		else{
			colorChangeValueProvided(ExpiryDate);
			}

		if ( checkCreditCardExpiryDate(document.forms[0].MM.value, document.forms[0].Year.value) ) {
			colorChangeValueProvided(ExpiryDate);
			document.forms[0].ExpiryDate_All.value = document.forms[0].MM.value  + "/" + document.forms[0].Year.value;
			}
		else {
			colorChangeValueRequired(ExpiryDate);
			return false;
			}
		}
	else if ( getSelectedRadioTag(document.forms[0].PaymentType) == "Direct Debit" ) {
		DirectDebitPaymentOption = -1
		for (i=0; i<document.forms[0].DirectDebitDetails.length; i++) {
			if (document.forms[0].DirectDebitDetails[i].checked) {
				DirectDebitPaymentOption = i
				}
			}
		if (DirectDebitPaymentOption == -1) {
			alert("Please select if you will download the Direct Debit form \nor if you want a form sent to you.")
			colorChangeValueRequired(PaymentTypeCaption);
			return false
			}
		else{
			colorChangeValueProvided(PaymentTypeCaption);
			}
		}
	else if ( getSelectedRadioTag(document.forms[0].PaymentType) == "Direct Debit Online" ) {
		if ( getSelectedRadioTag(document.forms[0].DirectDebitISA) == "Does not have Individual Signing Authority" ) {
			alert( "Unfortunately we are unable to offer Direct Debit Easy-Pay to those clients that have joint signing authority on their chosen bank account.\n\nPlease use an account that you do have individual signing authority on, or choose a different method of payment." );
			colorChangeValueRequired(SingleSigningAuthority);
			return false;
			}
		else{
			colorChangeValueProvided(SingleSigningAuthority);
			}
		if (document.forms[0].DDAccountName.value == "" ) {
			alert( "Please enter the of your bank account." );
			document.forms[0].DDAccountName.focus();
			colorChangeValueRequired(DDAccountHolderName);
			return false;
			}
		else{
			colorChangeValueProvided(DDAccountHolderName);
			}

		var banknum = document.forms[0].bank1.value + document.forms[0].bank2.value + "-" + document.forms[0].bank3.value + "-" + document.forms[0].bank4.value;
		var bankexp = /^([0-9]{6})-([0-9]{7,8})-([0-9]{2,3})$/;
		if (!bankexp.exec(banknum))  {
			alert("The bank account you have provided does not appear to be a valid number.  Please check the number is correct." );
			colorChangeValueRequired(BankAccountNumber);
			document.forms[0].bank1.focus();
			return false; 
			}
		else {
			document.forms[0].DDBankNum.value = banknum;
			colorChangeValueProvided(BankAccountNumber);
			}
		}
	else {
		colorChangeValueProvided(PaymentTypeCaption);
		}
		
	return true;
	}


function validateBeneficiaryDetails() {

	if (document.forms[0].Beneficiary_Title.options[document.forms[0].Beneficiary_Title.selectedIndex].text == "-Select-" ) {
		alert( "Please enter the second owners Title" );
		document.forms[0].Beneficiary_Title.focus();
		colorChangeValueRequired(CoverBeneTitle);
		return false;
		}
	else if ((document.forms[0].Beneficiary_Title.options[document.forms[0].Beneficiary_Title.selectedIndex].text == "Other") && (document.forms[0].Beneficiary_OtherTitle.value == "")) {
		alert( "Please enter the second owners Title" );
		document.forms[0].Beneficiary_OtherTitle.focus();
		colorChangeValueRequired(CoverBeneTitle);
		return false;
		}
	else {
		colorChangeValueProvided(CoverBeneTitle);
		}

	if (document.forms[0].Beneficiary_FirstNames.value == "" ) {
		alert( "Please provide the second owners First Name(s)" );
		document.forms[0].Beneficiary_FirstNames.focus();
		colorChangeValueRequired(CoverBeneFirstNames);
		return false;
		}
	else {
		colorChangeValueProvided(CoverBeneFirstNames);
		}

	if (document.forms[0].Beneficiary_LastName.value == "" ) {
		alert( "Please provide the second owners Last name" );
		document.forms[0].Beneficiary_LastName.focus();
		colorChangeValueRequired(CoverBeneLastName);
		return false;
		}
	else {
		colorChangeValueProvided(CoverBeneLastName);
		}

	if (document.forms[0].Beneficiary_Title.options[document.forms[0].Beneficiary_Title.selectedIndex].text == "Other" ) {
		document.forms[0].Beneficiary_FullName.value = document.forms[0].Beneficiary_OtherTitle.value + " " +document.forms[0].Beneficiary_FirstNames.value + " " + document.forms[0].Beneficiary_LastName.value
		}
	else {
		document.forms[0].Beneficiary_FullName.value = document.forms[0].Beneficiary_Title.options[document.forms[0].Beneficiary_Title.selectedIndex].text + " " +document.forms[0].Beneficiary_FirstNames.value + " " + document.forms[0].Beneficiary_LastName.value
		}

	if ( document.forms[0].Beneficiary_DOB_DD.options[document.forms[0].Beneficiary_DOB_DD.selectedIndex].text != "Day" ||  document.forms[0].Beneficiary_DOB_MM.options[document.forms[0].Beneficiary_DOB_MM.selectedIndex].text != "Month" || document.forms[0].beneficiary_DOB_YYYY.options[document.forms[0].beneficiary_DOB_YYYY.selectedIndex].text != "Year" ) {
		document.forms[0].Beneficiary_DOB_Details.value = document.forms[0].Beneficiary_DOB_DD.options[document.forms[0].Beneficiary_DOB_DD.selectedIndex].text + "/" + document.forms[0].Beneficiary_DOB_MM.options[document.forms[0].Beneficiary_DOB_MM.selectedIndex].text + "/" + document.forms[0].beneficiary_DOB_YYYY.options[document.forms[0].beneficiary_DOB_YYYY.selectedIndex].text
		formatBeneficiaryDOB();
		if ( checkValidDate(document.forms[0].Beneficiary_DOB_DDMMYYYY.value) ) {
			colorChangeValueProvided(CoverBeneDOB);
			}
		else {
			alert(" Please check the 2nd owners date of birth.  It is not a valid date")
			colorChangeValueRequired(CoverBeneDOB);
			return false;
			}
		}
	else {
		alert ( "Please enter the Date of Birth for the 2nd owner");
		colorChangeValueRequired(CoverBeneDOB);
		return false;
		}
	
	if (document.forms[0].BeneAddress.value == "" ) {
		alert( "Please provide the second owners Address" );
		document.forms[0].BeneAddress.focus();
		colorChangeValueRequired(BeneAddress);
		return false;
		}
	else {
		colorChangeValueProvided(BeneAddress);
		} 
	
	if (document.forms[0].BeneSuburb.value == "" ) {
		alert( "Please provide the second owners Suburb" );
		document.forms[0].BeneSuburb.focus();
		colorChangeValueRequired(BeneSuburb);
		return false;
		}
	else {
		colorChangeValueProvided(BeneSuburb);
		}
	
	if (document.forms[0].BeneCity.value == "" ) {
		alert( "Please provide the second owners City" );
		document.forms[0].BeneCity.focus();
		colorChangeValueRequired(BeneCity);
		return false;
		}
	else {
		colorChangeValueProvided(BeneCity);
		}
	
	if (checkPhoneNumber(document.forms[0].BeneAreaCode_HomeNumber.value, document.forms[0].BeneHomeNumber.value)) {
		colorChangeValueProvided(ApplicantHomeTelephone);
		document.forms[0].BeneFullHomeNumber.value = document.forms[0].BeneAreaCode_HomeNumber.value + ' ' + document.forms[0].BeneHomeNumber.value;
		}
	else {
		alert("The second owners Home Phone number provided is not a valid phone number.");
		document.forms[0].BeneAreaCode_HomeNumber.focus();
		colorChangeValueRequired(ApplicantHomeTelephone);
		return false;
		}
	
	if ( document.forms[0].BeneAreaCode_WorkNumber.value.length != "0"  || document.forms[0].BeneWorkNumber.value.length != "0"  ) {
		document.forms[0].BeneFullWorkNumber.value = document.forms[0].BeneAreaCode_WorkNumber.value + ' ' + document.forms[0].BeneWorkNumber.value;
		}
	else {
		document.forms[0].BeneFullWorkNumber.value = "";
		}

	if (document.forms[0].BeneEmail.value=="") {
		alert( "Please provide the second owners Email address");
		document.forms[0].BeneEmail.focus();
		colorChangeValueRequired(BeneEmailLbl);
		return false;
		}
	else{
		if ( checkEmailAddress(document.forms[0].BeneEmail.value) ){
			colorChangeValueProvided(BeneEmailLbl);
			}
		else {
			document.forms[0].BeneEmail.focus();
			colorChangeValueRequired(BeneEmailLbl);
			return false;
			}
		}

	return true;
	}