Guaranteed Life provides ideal cover if you’re over 50 and don’t already have a life policy or if you want to top up an existing one.
The cover has been specifically designed for 50 to 79 year olds, there are no health questions, and no need for a medical examination. Guaranteed Life includes terminal illness cover and immediate cover for accidental death.
Acceptance is guaranteed if you’re aged between 50 and 79. If you’re over 79, simply phone us and we’ll arrange a quotation.
As soon as we receive your fully completed acceptance form, you’re covered immediately for death caused by an accident.
100% refund of premiums if you die of natural causes within the first two years of your policy.
After two years you will be covered for death of natural causes and will receive a full early pay out should you be diagnosed as terminally ill with less than 12 months to live.
Both your premium and cover level will stay the same for the life of the policy.
You enjoy a 30-day no-obligation review – if it’s not what you expected or you change your mind we’ll cancel your policy and refund your premium.